Terms & Conditions

legal information

Terms & Conditions

Welcome to DMR Loan Club Pvt. Ltd.. By accessing our website www.dmrloanclub.in, submitting your details, or availing our services, you agree to comply with the following Terms & Conditions.


1. Nature of Services

  1. >> DMR Loan Club Pvt. Ltd. is a Direct Selling Agent (DSA).
  2. >> We are not a bank, NBFC, or financial institution.
  3. >> All loans are sanctioned and disbursed by partner banks and NBFCs only.

2. No Loan Guarantee

  1. >> Loan approval depends solely on the bank/NBFC.
  2. >> We do not guarantee approval, interest rate, or loan amount.
  3. >> Eligibility is subject to lender verification and internal policies.

3. User Obligations

  1. >> All information provided must be accurate and genuine.
  2. >> Submission of fake documents may result in rejection or legal action.
  3. >> You authorize us to share your data with partner banks/NBFCs.

4. Fees & Commission

  1. >> DMR Loan Club may receive commission from partner institutions.
  2. >> Processing fees or charges are decided by the respective lender.
  3. >> We do not charge any unauthorized fees.

5. Communication Consent

By submitting your contact details, you consent to receive communication via:

  1. >> SMS (Transactional & Promotional)
  2. >> WhatsApp Business API messages
  3. >> RCS messages
  4. >> Email and phone calls

6. WhatsApp & Messaging Policy

  1. >> Messages are sent through approved WhatsApp Business API.
  2. >> You may opt-out anytime by replying STOP.
  3. >> No spam, misleading, or unlawful messages are sent.

7. Credit Bureau Disclaimer

  1. >> DMR Loan Club does not report to CIBIL or any credit bureau.
  2. >> Credit reporting is done only by banks/NBFCs as per RBI rules.

8. Limitation of Liability

  1. >> We are not responsible for loan rejection or delays.
  2. >> We are not liable for bank/NBFC decisions.
  3. >> Technical or third-party issues are beyond our control.

9. Prohibited Activities

  1. >> Providing false information or forged documents.
  2. >> Misuse of website or services.
  3. >> Any unlawful or fraudulent activity.

10. Intellectual Property

All website content, logos, designs, and materials belong to DMR Loan Club Pvt. Ltd.. Unauthorized use is strictly prohibited.


11. Governing Law

These Terms are governed by the laws of India. All disputes are subject to the jurisdiction of courts in Uttar Pradesh.


12. Contact Information

  1. >> Narmal Chauraha, Sultanpur, UP 228001
  2. >> +91 9450009038
  3. >> info@dmrloanclub.in

By continuing to use our services, you confirm that you have read, understood, and accepted these Terms & Conditions.